Residents of The Villages upset over insurance rules for souped-up golf carts

Published On: Feb 08 2013 10:20:49 AM HST

Is it a car or a golf cart?

Some vehicles in The Villages are blurring that line, and that's causing a controversy.

Souped-up golf carts in the retirement community of 100,000 have to be insured like a car, and that can cost up to $1,000 a year.

Some residents aren't happy about that.

"It's lighter. It doesn't have the speed of an automobile, yet the insurance companies are going to charge you like it's a regular automobile, and of course they are doing it because they can," said Fred Merrow.

Many of the carts sure look like cars. They have speedometers, turn signals, wipers and windshields.

You'll find carts modeled after Cadillacs, Thunderbirds and Chevys.

They come in two speeds: regular and fast.

The fast models go about 27 mph and are street legal. They're a ticket of freedom that can be used to cross the highway to the shopping area.

"We love golf carts, and like you said, it's a way of life down here," said Rosemary Zepka.

But just like cars, the golf carts get in accidents, and someone needs to pay.

"We need someone to pay for the damages that might be caused in an accident," said Cecilia Means.

Means said accidents do happen on the golf cart paths.

The normal golf carts that go about 20 mph don't have to be registered or insured.

Images: Unique golf carts of The Villages


Photos: Golf carts of The Villages


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